This Etsy fee calculator estimates what one US Etsy Payments sale leaves after Etsy’s basic fees and your own item and postage costs. Enter the item price, buyer-paid shipping, buyer sales tax, your item cost and your actual postage.
The key limit: it models one sold unit in one order, and any Offsite Ads fee must be entered by you in dollars. The result is a contribution estimate, not net profit or a live Etsy quote.
Etsy US single-item fee estimate
This calculator runs in your browser. This calculator’s code does not send, save, or track your entries. All dollar amounts are USD.
Optional example: Inputs start blank. Load example fills hypothetical figures without calculating. Examples are not current rates, quotes, or recommendations.
Loading calculator. No entries are submitted.
Which Etsy sales does this calculator cover?
It models a US seller with a US bank account, a USD listing, Etsy Payments, one sold unit from one listing and one order. Confirm that scope in the selector before calculating.
Enter the sold item’s price, the shipping charged to the buyer, buyer sales tax, your item cost and your actual postage separately. The buyer’s shipping payment is revenue; your postage expense is a cost.
Buyer sales tax is not your revenue, even though it enters the payment-processing fee base. The calculator does not decide how much tax should be collected. It also does not estimate fees for an unsold listing: the $0.20 listing fee is charged when the listing is published and is only allocated to this sale for comparison.
Which Etsy fees apply to a US sale, and on what amount?
Etsy’s Fees & Payments Policy says the 6.5% transaction fee applies to the displayed item price plus the shipping and gift wrapping you charge, and that for US sellers it does not apply to sales tax. The same policy lists a $0.20 listing fee for each item listed.
Etsy’s payment processing help page lists a United States rate of 3% plus $0.25 and says the fee is taken from the total sale price, including shipping and applicable sales tax.
These rates were rechecked on September 28, 2026 and match the calculator’s example inputs. They stay editable because Etsy can change its fees; if your payment account shows a different rate, enter that instead. Editing rates does not expand the supported scope.
How does the calculator turn those rates into a contribution?
For one sold item with no gift wrapping or discount:
- Seller revenue = item price + buyer-paid shipping.
- Transaction fee = seller revenue × transaction percentage.
- Processing fee = (seller revenue + buyer sales tax) × processing percentage + fixed processing charge.
- Modeled fees = transaction fee + processing fee + allocated listing fee + manually entered advertising fee.
- Contribution = seller revenue − modeled fees − item cost − actual shipping cost.
A negative contribution is possible. The calculator shows it as a loss rather than hiding it or relabeling it as profit.
What does a hypothetical $100 Etsy order leave you?
Inputs. A hypothetical item sells for $100 with $10 buyer-paid shipping and $8 buyer sales tax. Item cost is $40 and actual postage is $6. No advertising fee is assumed.
Formula. Seller revenue is $110, while the processing base is $118. Transaction fee is 6.5% × $110 = $7.15. Processing is 3% × $118 + $0.25 = $3.54 + $0.25 = $3.79. Adding the $0.20 listing allocation gives $11.14 in modeled fees.
Result. The $8 tax is not added to seller revenue, so contribution is $110 − $11.14 − $40 − $6 = $52.86.
What to check. Compare each fee line with the same order in your Etsy payment account. Real charges and adjustments there take priority over this estimate.
How much does an Offsite Ads charge change the result?
The advertising field is a manual dollar amount. It defaults to $0, which only assumes no advertising charge; it does not mean Etsy cannot charge one. Leaving $0 on an attributed order understates your costs.
Etsy’s fees and taxes help page currently describes Offsite Ads fees of 15% of the order total, or 12% for shops with at least $10,000 in sales over the past 365 days, capped at $100 per order. The calculator does not apply those percentages or decide attribution, so read the actual fee in your payment account.
Keep the same hypothetical order and enter $5.00 as an advertising fee. Modeled fees become $16.14 and contribution becomes $47.86. If instead buyer sales tax were $0 and advertising were also $0, processing would be 3% × $110 + $0.25 = $3.55, modeled fees $10.90 and contribution $53.10.
| Scenario | Buyer tax | Manual advertising fee | Modeled fees | Contribution, not net profit |
|---|---|---|---|---|
| No ad fee assumed | $8.00 | $0.00 | $11.14 | $52.86 |
| Entered ad charge | $8.00 | $5.00 | $16.14 | $47.86 |
| No tax or ad fee | $0.00 | $0.00 | $10.90 | $53.10 |
Tax affects the processing fee even though it never becomes seller revenue. To set a price from your costs in the first place, the markup and gross margin calculator works from cost to price.
How the calculator handles inputs and rounding
Each percentage component is rounded to cents before the fee lines are added, so the line items reconcile to the cent. The processing fee is shown as its percentage part plus the fixed charge.
The calculator rejects quantities other than one unit rather than pretending one $0.20 allocation covers them. Inputs start blank; Load example fills the hypothetical figures without calculating.
The inputs are processed in your browser without an account, and no order is transmitted or stored.
When does this Etsy fee calculator not fit?
- You sold more than one unit. Etsy’s multiple-quantity help page explains that extra units sold carry their own $0.20 listing charges, and listings can renew or expire.
- You are outside the US or sell in another currency. Processing rates vary by the location of your bank account, and currency conversion is not modeled.
- You need full profit or tax figures. Gift wrap, coupons, shop setup, Etsy Ads, shipping labels, returns, refunds, subscriptions and seller-service taxes are excluded unless you enter a cost in the limited fields. It is not a payout, accounting, legal or tax determination.
- You want to forecast ad attribution. The tool cannot predict whether a future buyer will arrive through an advertisement.
If you need to reason about your wider budget rather than a single sale, see the irregular-income budget guide.
Quick decision checklist
- Confirm the sale is one unit, one order, USD and Etsy Payments with a US bank account.
- Enter buyer sales tax separately so it counts in the processing base but not in revenue.
- Look up any Offsite Ads charge for the order in your payment account and enter it in dollars.
- Compare the rates in the calculator with the current Etsy fee pages before relying on the result.
- Treat the contribution as a starting point, then subtract overhead and taxes elsewhere.
Official sources and review
- Etsy, Fees & Payments Policy: 6.5% transaction fee on item price plus charged shipping and gift wrap, not US sales tax; $0.20 listing fee.
- Etsy Help, payment processing fees: United States rate of 3% + $0.25 on a base that includes shipping and applicable sales tax.
- Etsy Help, fees and taxes: listing fee charged regardless of sales, and Offsite Ads fee levels and per-order cap.
- Etsy Help, listing multiple quantities: why one listing allocation is not a multi-unit fee model.
Sources checked September 28, 2026; Etsy can change these pages, so compare them with your payment account. Read the editorial policy.
Prepared with AI-assisted research, drafting, and calculation checks. Not independently reviewed by a human financial professional.
